How to Invest for Beginners with Little Money?

Fortunately, property market in Dubai offers plenty of options for any budget. As of H1 2021, the top affordable communities have been Dubai International City, Jumeirah Lake Towers, Jumeirah Village Circle, International City and Dubai Sports City. The price-per-square-foot in these areas ranges from AED 447-870 (USD 121-236), while an average ROI is as high as 6.5%.

For those on a lower budget, taking out a loan is a very suitable option, since for first mortgages the UAE offers LTV ratios of 75% in terms of properties worth below AED 5M (USD 1.36M). In addition, many developers offer attractive post-handover payment plans, where a buyer normally pays about 40-50% of the property value in instalments during construction and the rest of the amount is to be paid within several years after handover.